{"id":9452,"date":"2026-04-08T09:05:42","date_gmt":"2026-04-08T07:05:42","guid":{"rendered":"https:\/\/www.bluemomentum-consulting.com\/services\/unternehmensfinanzierung\/"},"modified":"2026-05-04T11:01:36","modified_gmt":"2026-05-04T09:01:36","slug":"corporate-finance","status":"publish","type":"page","link":"https:\/\/www.bluemomentum-consulting.com\/en\/services\/corporate-finance\/","title":{"rendered":"Corporate Finance"},"content":{"rendered":"\n<div class=\"wp-block-cover header-cover secondary_header\" style=\"min-height:750px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1435\" class=\"wp-block-cover__image-background wp-image-7294\" alt=\"\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-scaled.jpeg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-scaled.jpeg 2560w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-300x168.jpeg 300w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-1024x574.jpeg 1024w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-1536x861.jpeg 1536w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-2048x1148.jpeg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background-color:#697e89;background:radial-gradient(rgba(0,0,0,0.44) 0%,rgba(0,0,0,0.31) 100%)\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column home secondary_header_class is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\">\n<h1 class=\"wp-block-heading mt0\"><strong><strong>Corporate Finance: Resilient Structures, Growth and Crisis Financing<\/strong><\/strong><\/h1>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pt80 has-background\" style=\"background-color:#f3f3f3\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns flex-row-reverse is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"980\" height=\"900\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2026\/03\/Unternehmens_bewertungen-nach-IDW-new-img.jpg\" alt=\"Unternehmensfinanzierung: resiliente Strukturen, Wachstums- und Krisenfinanzierung\" class=\"wp-image-8693\" style=\"aspect-ratio:1;object-fit:cover\" srcset=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2026\/03\/Unternehmens_bewertungen-nach-IDW-new-img.jpg 980w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2026\/03\/Unternehmens_bewertungen-nach-IDW-new-img-300x276.jpg 300w\" sizes=\"auto, (max-width: 980px) 100vw, 980px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading mb1rem mt0\"><strong><strong>Corporate Finance: Resilient Structures, Growth and Crisis Financing<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"mt0 quote_text\"><em><em>\u201cA man\u2019s wisdom is not measured by his experiences, but by his ability to gain experience.\u201d<\/em><\/em><br><strong><strong><em>George Bernard Shaw<\/em><\/strong><\/strong><br><em>Irish playwright and politician (1856\u20131950)<\/em><\/p>\n\n\n\n<h4 class=\"wp-block-heading mb1rem mt0\"><strong><strong><strong><strong><strong>Key Points at a Glance<\/strong><\/strong><\/strong><\/strong><\/strong><\/h4>\n\n\n\n<p>Corporate finance encompasses the raising of capital, its management, and the control of its use\u2014from startup through growth phases to economic crises. The right combination of equity, debt, and mezzanine capital determines capital costs, liquidity, creditworthiness, and strategic flexibility. A resilient financing structure built during good times is the most effective safeguard against dependencies and bottlenecks.<\/p>\n\n\n\n<div class=\"read_more_text pt0\" style=\"display: none;\">\n<p class=\"mt0\">In critical situations, swift and short-term measures to temporarily secure solvency lead to success. At the same time, a structured financing concept, sound key performance indicators, clear communication with banks and investors, and the ability to tap into alternative sources of financing are essential.<\/p>\n<p>This is precisely where we, as experienced consultants, come in. Let us advise you <a href=\"https:\/\/www.bluemomentum-consulting.com\/en\/contact\/\"><u>directly<\/u><\/a> and personally on your options.<\/p>\n<\/div>\n<span class=\"readmore_btn\">Read more<\/span>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pt80 pb0 has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns flex-row is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading mb1rem mt0\"><strong><strong><strong><strong><strong>What Is Corporate Finance? Definition and Basics<\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"mt0\">Corporate finance refers to the provision, planning, and management of capital needed to sustain and grow a company\u2019s business operations. A distinction is made based on the source of the capital and the legal status of the capital providers: <\/p>\n\n\n\n<p class=\"mt0\">equity capital comes from the company itself or from shareholders, while debt capital is provided by external lenders at a fixed interest rate. In addition, mezzanine capital can be used as a hybrid form.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"980\" height=\"900\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2026\/03\/Verlassliche-IDW-S1-new-img.jpg\" alt=\"Was ist Unternehmensfinanzierung? Definition und Grundlagen\n\" class=\"wp-image-8691\" style=\"aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2026\/03\/Verlassliche-IDW-S1-new-img.jpg 980w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2026\/03\/Verlassliche-IDW-S1-new-img-300x276.jpg 300w\" sizes=\"auto, (max-width: 980px) 100vw, 980px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pt0 pb50 has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns pb40 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center mb0\"><strong>An overview of the most important forms of financing<\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns checmark_list no_row_gap box_class is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"mb0\">\n<li>Internal financing: Self-financing through retained earnings, fixed assets, and\/or working capital (particularly inventory and accounts receivable\/payable management)\u2014strengthens the equity ratio without external dependence.<\/li>\n<li>External financing through equity: Equity financing from new shareholders or investors \u2013 no repayment obligation, strengthens creditworthiness.<\/li>\n<li>Debt financing: Bank loans, loans, supplier credit, and grant-backed loans \u2013 this approach allows for full control and ownership, but entails interest expenses and repayment obligations.<\/li>\n<li>Project financing: Earmarked financing for individual projects based on the project\u2019s cash flow.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"mb0\">\n<li>Mezzanine financing: Subordinated capital between equity and debt \u2013 increases the debt-to-equity ratio less significantly than traditional debt financing.<\/li>\n<li>Factoring: Selling accounts receivable to specialized financial service providers\u2014improves liquidity without taking out loans from commercial banks.<\/li>\n<li>Leasing: Using assets in exchange for installment payments\u2014preserves liquidity and equity and keeps credit lines open.<\/li>\n<\/ul>\n<p>The type of investment determines the term and form of financing: Long-term loans or leases are used for fixed assets, while short-term instruments such as overdraft facilities or factoring are used for current assets.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pb40 cta_row has-background\" style=\"background:linear-gradient(290deg,rgb(24,118,151) 0%,rgb(255,255,255) 100%)\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:76%\">\n<h2 class=\"wp-block-heading\"><strong><strong><strong><strong>Schedule a no-obligation consultation with our experts today!<\/strong><\/strong><\/strong><\/strong><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-765c4724 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill btn_hover\"><a class=\"wp-block-button__link has-white-color has-boysen-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.bluemomentum-consulting.com\/en\/contact\/\">Contact us now!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pt80 has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns flex-row-reverse is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1703\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/08\/AdobeStock_563940212-scaled.jpeg\" alt=\"Wann wird ein IDW S6 Gutachten ben\u00f6tigt?\" class=\"wp-image-7145\" style=\"aspect-ratio:4\/3;object-fit:cover\" srcset=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/08\/AdobeStock_563940212-scaled.jpeg 2560w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/08\/AdobeStock_563940212-300x200.jpeg 300w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/08\/AdobeStock_563940212-1024x681.jpeg 1024w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/08\/AdobeStock_563940212-1536x1022.jpeg 1536w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/08\/AdobeStock_563940212-2048x1363.jpeg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading mb1rem mt0\"><strong><strong><strong><strong><strong><strong>Why should corporate financing be a topic of discussion during good economic times?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p>This question arises because, during good economic times when companies can build up capital reserves, topics such as expansion, investment, and hiring tend to dominate the agenda.<\/p>\n\n\n\n<p>However, in good times, when there is no immediate need to think about financing, there are significantly more options for sensibly structuring corporate financing than during an economic crisis. This is precisely why it makes sense to use such times to optimize the financing structure without time pressure.<\/p>\n\n\n\n<div class=\"read_more_text pt0 checmark_list\" style=\"display: none;\">\n<p class=\"mt0\">As long as a company can demonstrate solid earnings and has usable collateral available, its primary bank will be happy to approve an expansion of its financial commitment. However, once the situation changes, it can become difficult to secure additional funding. Fortunate are those who have built a resilient financing structure and explored alternatives early on.<\/p>\n<\/div>\n<span class=\"readmore_btn\">Read more<\/span>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pt80 pb0 has-background\" style=\"background-color:#f3f3f3\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns flex-row is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading mb1rem mt0\"><strong><strong><strong><strong><strong><strong><strong>What criteria should an ideal financing concept meet?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p><em>Low financing costs are certainly an important criterion; however, they are not the only one, and certainly not the most important one.<\/em><\/p>\n\n\n\n<p><em>Flexibility in accessing additional capital is also crucial. The challenge is to resolve a classic conflict of objectives: the goals of \u201clow-cost\u201d and \u201cflexible\u201d clash, as do the goals of \u201cpersonal\u201d and \u201calternatives.\u201d This optimization task requires compromises that necessitate prioritization.<\/em><\/p>\n\n\n\n<p>In concrete terms, this means: It is always prudent to avoid dependence on a single financing partner.<\/p>\n\n\n\n<div class=\"read_more_text pt0 checmark_list\" style=\"display: none;\">\n<p class=\"mt0\">Multiple bank accounts, a diversified structure of equity and debt, and reserves held outside the primary bank are not a luxury but sound financial management. Those who build up these financing sources during calm times have room to maneuver in critical phases\u2014those who fail to do so are under pressure from their creditors.<\/p>\n<\/div>\n<span class=\"readmore_btn\">Read more<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/06\/AdobeStock_1243664951-scaled.jpeg\" alt=\"Welche Kriterien sollte ein ideales Finanzierungskonzept erf\u00fcllen?\" class=\"wp-image-6927\" style=\"aspect-ratio:4\/3;object-fit:cover\" srcset=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/06\/AdobeStock_1243664951-scaled.jpeg 2560w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/06\/AdobeStock_1243664951-300x200.jpeg 300w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/06\/AdobeStock_1243664951-1024x683.jpeg 1024w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/06\/AdobeStock_1243664951-1536x1024.jpeg 1536w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/06\/AdobeStock_1243664951-2048x1365.jpeg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pb50 has-background\" style=\"background-color:#f3f3f3\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns pb40 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center mb0\"><strong><strong>Practical Guidelines for a Resilient Financing Structure for Small and Medium-Sized Enterprises<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\">To avoid such a bottleneck, certain preventive measures have proven effective; you can view and utilize these as practical guidelines. Incidentally, this applies not only to established SMEs\u2014small businesses and startups would also be well advised to explore preventive options for securing their financing structure at an early stage.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns checmark_list no_row_gap box_class is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"pb0 mb0\">\n<li>Be sure to establish business relationships with at least one additional financial institution so that you have an alternative in the event of a liquidity crisis. Have incoming payments deposited into business accounts at at least two banks, keep your contacts at the banks informed of your company\u2019s plans and financial figures without being asked, and maintain good relationships with your contacts.<\/li>\n<li>Some companies use factoring as a form of financing. They sell their accounts receivable to a factoring bank in order to significantly shorten their payment terms. If you use factoring, you should do so with an institution that is independent of your primary bank. If you do not separate these two financing activities, your commercial bank\u2014within its corporate group\u2014might, in critical situations, decide to reduce your factoring line or even terminate it to lower its overall risk. This could lead to further underfunding, especially when cash is tight.<\/li>\n<\/ul>\n\n\n\n<div class=\"read_more_text pt0 checmark_list\" style=\"display: none;\">\n    <ul class=\"pb0 mt0\">\n        <li>Keep commercial real estate and machinery outside the operating company whenever possible, and lease or rent these assets to your business operations. To keep these assets separate from the operational risk of your business, it is best to place them in a company that is legally independent from your operating company. Be sure to have these assets financed by a financial institution other than the one financing your day-to-day business operations to create financial flexibility for emergency situations.<\/li>\n        <li>In good times, ask your banks to release collateral that represents overcollateralization. Very few people think about this during good times because loan repayment is a gradual process. You will be surprised at how high your banks\u2019 collateral is relative to their default risk. Discuss this topic openly with your corporate banking advisor at your commercial bank. In good times, you will be able to free up collateral that you can then use strategically yourself in a crisis situation.<\/li>\n    <\/ul>\n<\/div>\n<span class=\"readmore_btn\">Read more<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"pb0 mb0\">\n    <li>If possible, also separate your checking account operations from your leasing agreements to avoid becoming overly dependent on a single financial institution. If you do end up having to max out your overdraft limit, your primary bank should not be able to immediately terminate your lease agreements\u2014provided, of course, that you continue to pay the agreed-upon lease payments to your leasing provider as stipulated in the contract.<\/li>\n    <li>Set aside an adequate cash reserve from your operating activities in a timely manner, keeping it out of the direct reach of banks. Invest this cash reserve outside your primary bank in a way that allows you to earn some interest income, but above all, ensures you can access it quickly if needed. Only access these reserves held outside your primary bank if your primary bank is unable to provide additional funds and you have exhausted all other opportunities to generate liquidity. In a liquidity crisis, your primary bank will often request financial contributions from shareholders as a prerequisite for extending its credit commitment.<\/li>\n<\/ul>\n\n\n\n<div class=\"read_more_text pt0 checmark_list\" style=\"display: none;\">\n<ul class=\"pb0 mt0\">\n<li>Keep your working capital, particularly the value of your inventory, consistently low. Inventory is actually not well-suited as collateral, as commercial banks typically apply haircuts of 70\u201380%, which is understandable because, in a worst-case scenario, inventory can often only be sold off at a deep discount. You are tying up capital here that cannot be accessed in the short term. However, make absolutely sure that your business remains operational. This requires a good sense of the \u201cquality of your inventory.\u201d<\/li>\n<\/ul>\n<\/div>\n<span class=\"readmore_btn\">Read more<\/span>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pb40 cta_row has-background\" style=\"background:linear-gradient(290deg,rgb(24,118,151) 0%,rgb(255,255,255) 100%)\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h2 class=\"wp-block-heading\"><strong><strong><strong><strong>Schedule a no-obligation consultation with our experts today!<\/strong><\/strong><\/strong><\/strong><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-765c4724 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill btn_hover\"><a class=\"wp-block-button__link has-white-color has-boysen-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.bluemomentum-consulting.com\/en\/contact\/\">Contact us now!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pt80 has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns flex-row-reverse is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1435\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-scaled.jpeg\" alt=\"\" class=\"wp-image-7294\" style=\"aspect-ratio:1;object-fit:cover\" srcset=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-scaled.jpeg 2560w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-300x168.jpeg 300w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-1024x574.jpeg 1024w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-1536x861.jpeg 1536w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2025\/11\/AdobeStock_1501659273-2048x1148.jpeg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading mb1rem mt0\"><strong>Growth Financing: Targeting Capital for Expansion<\/strong><\/h2>\n\n\n\n<p class=\"mt0\">Growth financing is capital specifically allocated for a company\u2019s expansion\u2014particularly when its own cash reserves are insufficient to implement planned growth projects. It enables small and medium-sized enterprises to respond quickly to market changes, new technological developments, or shifts in trends within their industry without being limited to organic growth. Growth financing provides companies with capital to capture market share and accelerate revenue and innovation.<\/p>\n\n\n\n<p class=\"mt0\">Growth financing is also crucial if your company wants to expand into new geographic regions or market segments. It mobilizes resources to ensure you don\u2019t fall behind in the race for market share and distributes risks so that potential setbacks do not threaten the company\u2019s very existence. Possible instruments include growth capital from new shareholders, equity financing, bank loans with long-term maturities, and public development loans from KfW or state development agencies, which offer favorable interest rates and often include liability exemptions.<\/p>\n\n\n\n<div class=\"read_more_text pt0\" style=\"display: none;\">\n<p class=\"mt0\">Applying for grants requires a careful review of the eligibility criteria and thorough preparation of the necessary documentation. Companies that are familiar with the eligibility requirements and understand the banks\u2019 creditworthiness standards can access financing solutions for growth that are often otherwise unavailable to other businesses.<\/p>\n<\/div>\n<span class=\"readmore_btn\">Read more<\/span>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pb50 has-background\" style=\"background-color:#f3f3f3\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns pb40 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center mb0\"><strong>Crisis financing and restructuring financing: fresh cash during a corporate crisis<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\"><em>Is your company clearly heading toward an economic crisis or already in one? Do you urgently need fresh cash to avoid insolvency, and is your primary bank more than hesitant? Right now, it\u2019s especially important to keep a cool head and get creative. Unless your company is already on the brink of insolvency, there are still realistic, short-term solutions available.<\/em><\/p>\n\n\n\n<p class=\"has-text-align-center mb0\">Proven measures for crisis financing and restructuring financing<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns pb0 checmark_list no_row_gap box_class is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"pb0\">\n<li>Receivables management: Collect due and overdue receivables promptly. Sort invoices into undisputed and disputed items and start with the undisputed ones\u2014this is where cash can be mobilized the fastest.<\/li>\n<li>Shorten payment terms: Instruct the sales department to temporarily agree on shorter payment terms with customers, even in exchange for price concessions. This approach works fastest with customers whose invoices are not yet due.<\/li>\n<li>Factoring: Contact a factoring provider immediately to sell receivables and convert them into cash quickly. This process takes time\u2014start it as soon as possible.<\/li>\n<\/ul>\n\n\n\n<div class=\"read_more_text pt0 checmark_list\" style=\"display: none;\">\n<ul class=\"pb0 mt0\">\n<li>Extend supplier credit terms: Temporarily negotiate longer payment terms with suppliers. Provide a plan that outlines how you will overcome the crisis\u2014without a plan, you risk being asked to pay upfront.<\/li>\n<li>Short-time work and personnel measures: Implement short-time work in a timely manner and terminate temporary employment contracts or contracts with short notice periods, provided that business operations remain unaffected.<\/li>\n<li>Asset-based financing: Sell fixed assets necessary for operations and lease them back (sale-and-lease-back). Asset-based financiers base their decisions on the market value of the assets, not on the company\u2019s earnings\u2014a decisive advantage when banks are no longer providing fresh capital.<\/li>\n<li>Sale of non-essential assets: Sell fixed assets and inventory, even below market value. In this situation, after careful consideration, the rule is: cash before profitability.<\/li>\n<li>IDW S6 Restructuring Report: As a rule, your primary bank will require a restructuring report with a going-concern forecast. Actively use the time gained to implement further liquidity measures\u2014do not rely solely on the bridge financing facility.<\/li>\n<\/ul>\n<\/div>\n<span class=\"readmore_btn\">Read more<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\">\n<p>There are certainly ways to secure liquidity even in the midst of an acute crisis. However, implementing these measures is a dangerous balancing act, especially if your perspective is clouded by the situation. That is why it is advisable to consult financial experts and advisors who understand the mechanisms of this process and are proficient in the tools available.<\/p>\n\n\n\n<p><em>Very important: Your company is far from having overcome its crisis simply because of the fresh liquidity. You have merely bought your company time to now initiate effective performance-based restructuring measures. As a rule, the true causes of corporate crises run much deeper: The strategy or business model is no longer suitable for operating profitably, structures are no longer appropriate, and\/or the company\u2019s capabilities no longer meet market demands.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pt80 has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns flex-row is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading mb1rem mt0\"><strong><strong>Our Corporate Finance Consulting Services<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"mt0\">The field of corporate finance is complex\u2014in good times and in times of crisis alike. It requires expertise, creativity, innovative ideas, and determination: As experienced consultants, we help you find the right financing solution for your specific circumstances, avoid costly mistakes, and proactively optimize your financing structure. We analyze your financial metrics, identify financing gaps, professionally prepare loan documentation, and negotiate with banks, grant providers, and alternative financing partners as equals.<\/p>\n\n\n\n<p class=\"mt0\">Together with our partner firms, our consulting services include:<\/p>\n\n\n\n<ul class=\"pb0 checmark_list\">\n    <li>analysis of the existing financing structure and identification of dependencies and risks<\/li>\n<li>optimization of the equity-debt structure and liquidity planning<\/li>\n<li>support in securing growth financing, equity capital, and grant-backed loans<\/li>\n<\/ul>\n\n\n\n<div class=\"read_more_text pt0 checmark_list \" style=\"display: none;\">\n<ul class=\"pb0 mt0\">\n<li>organization of restructuring financing and crisis financing in economically challenging situations<\/li>\n<li>preparation of restructuring reports and support during bank negotiations<\/li>\n<li>financing advice in the context of business succession or a business acquisition<\/li>\n<\/ul>\n<p>Take advantage of external consulting: An objective, outside perspective can help you accurately assess the situation, develop a suitable set of measures, and implement them professionally and, above all, quickly.<\/p>\n<p>Take the first step and bring our expertise on board: We are your go-to partner for financing in times of crisis and growth alike. Schedule a consultation with one of our advisors.<\/p>\n<\/div>\n<span class=\"readmore_btn\">Read more<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2023\/10\/AdobeStock_637048304-scaled.jpeg\" alt=\"\" class=\"wp-image-4323\" style=\"aspect-ratio:1;object-fit:cover\" srcset=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2023\/10\/AdobeStock_637048304-scaled.jpeg 2560w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2023\/10\/AdobeStock_637048304-300x200.jpeg 300w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2023\/10\/AdobeStock_637048304-1024x683.jpeg 1024w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2023\/10\/AdobeStock_637048304-1536x1024.jpeg 1536w, https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2023\/10\/AdobeStock_637048304-2048x1366.jpeg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section cta_row has-background\" style=\"background:linear-gradient(290deg,rgb(24,118,151) 0%,rgb(255,255,255) 100%)\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center mb1rem\"><strong><strong>Contact us\u2014your financing is too important to leave to chance<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Whether you want to optimize your financing structure during stable times, need start-up capital, are seeking growth capital for the next phase of expansion, or find yourself in a financially strained situation and need to secure liquidity: The choice of the right form of financing should be based on your company\u2019s individual needs and actual financial situation\u2014not on availability or habit. Contact us, and together we\u2019ll explore the right options.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill btn_hover\"><a class=\"wp-block-button__link has-white-color has-boysen-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.bluemomentum-consulting.com\/en\/contact\/\">Contact us now!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pt80 pb0 has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center mt0\"><strong><strong><strong>FAQ on Corporate Finance<\/strong><\/strong><\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns no_row_gap is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-7a1af9-ef custom_faq_class is-layout-flow wp-block-gutena-accordion-is-layout-flow\" data-single=\"false\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong><strong>What is corporate finance?<\/strong><\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-plus-minus\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">Corporate finance refers to the totality of all measures for raising, managing, and controlling capital within a company. It encompasses both short-term liquidity management and long-term investment and capital structure planning. A distinction is made based on the source of funds (internal vs. external financing) and the legal status of the capital providers (equity vs. debt).<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong><strong><strong><strong><strong><strong>What to do when banks refuse to provide capital during a corporate crisis?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-plus-minus\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">In critical situations where banks no longer provide fresh capital, financing solutions still exist: Asset-based lenders focus primarily on the market value of operating assets, not on the company\u2019s bottom line. Sale-and-lease-back enables a cash inflow from fixed assets necessary for operations.&nbsp;<\/p>\n\n\n\n<p>Factoring mobilizes receivables. Short-term measures such as shortening customer payment terms or extending supplier credit provide additional breathing room. Professional advice is indispensable during this phase.<\/p>\n\n\n\n<p style=\"margin-top:0;margin-bottom:0\">Reverse factoring extends payment terms beyond those agreed upon with suppliers.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong><strong><strong><strong><strong>What is factoring, and for which businesses is it suitable?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-plus-minus\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">In factoring, outstanding receivables are sold to a specialized financing company. The business receives immediate liquidity without having to wait for payments from its customers. This financing option is particularly suitable for small and medium-sized businesses with long payment terms, high volumes of receivables, or seasonal fluctuations in revenue. Important: Factoring should ideally be conducted through an institution that is independent of the company\u2019s primary bank.<br><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-1d8707-f5 custom_faq_class is-layout-flow wp-block-gutena-accordion-is-layout-flow\" data-single=\"false\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong>What is the difference between equity and debt?<\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-plus-minus\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">Equity is provided by shareholders or formed from retained earnings. There is no repayment obligation; it strengthens a company\u2019s creditworthiness and provides independence. Debt, on the other hand\u2014bank loans, loans, and subsidized loans\u2014must be repaid with interest. It enables investments without diluting ownership, but entails interest costs and risks. A balanced mix of both financing sources is crucial for small and medium-sized enterprises.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong><strong><strong><strong><strong>What is growth financing, and when does it become relevant?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-plus-minus\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">Growth financing becomes relevant when a company\u2019s own cash flow is insufficient to finance planned growth projects\u2014such as startup, expansion, internationalization, new products, or production capacity\u2014and to leverage existing growth potential. It enables rapid and effective scaling and helps ensure you don\u2019t fall behind in the race for market share. Such financing options are relevant for various reasons, not just shortly after a company is founded.<\/p>\n\n\n\n<p style=\"margin-top:0;margin-bottom:0\">Growth financing instruments include bank loans, equity financing from investors, public subsidy loans, and mezzanine capital.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group padding_section pb20 has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns pb20 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center mb0\">Success comes from expertise and trusting collaboration.<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns pb20 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column partner_logo_slider partner_logos is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"215\" height=\"200\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2021\/09\/miba.png\" alt=\"\" class=\"wp-image-2177\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"215\" height=\"200\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2021\/09\/schottel.png\" alt=\"\" class=\"wp-image-2175\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"215\" height=\"200\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2021\/09\/jarola.png\" alt=\"\" class=\"wp-image-2173\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"215\" height=\"200\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2021\/09\/icomps.png\" alt=\"\" class=\"wp-image-2104\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"215\" height=\"200\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2021\/09\/geratec.png\" alt=\"\" class=\"wp-image-2102\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"215\" height=\"200\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2021\/09\/fibaa.png\" alt=\"\" class=\"wp-image-2100\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"215\" height=\"200\" src=\"https:\/\/www.bluemomentum-consulting.com\/wp-content\/uploads\/2021\/09\/deutschebank.png\" alt=\"\" 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\"@type\": \"Question\",\n    \"name\": \"What is corporate finance?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Corporate finance refers to the totality of all measures for raising, managing, and controlling capital within a company. It encompasses both short-term liquidity management and long-term investment and capital structure planning. A distinction is made based on the source of funds (internal vs. external financing) and the legal status of the capital providers (equity vs. debt).\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What is the difference between equity and debt?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Equity is provided by shareholders or formed from retained earnings. There is no repayment obligation; it strengthens a company\u2019s creditworthiness and provides independence. Debt, on the other hand\u2014bank loans, loans, and subsidized loans\u2014must be repaid with interest. It enables investments without diluting ownership, but entails interest costs and risks. A balanced mix of both financing sources is crucial for small and medium-sized enterprises.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What is factoring, and for which businesses is it suitable?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"In factoring, outstanding receivables are sold to a specialized financing company. The business receives immediate liquidity without having to wait for payments from its customers. This financing option is particularly suitable for small and medium-sized businesses with long payment terms, high volumes of receivables, or seasonal fluctuations in revenue. Important: Factoring should ideally be conducted through an institution that is independent of the company\u2019s primary bank.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What is growth financing, and when does it become relevant?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Growth financing becomes relevant when a company\u2019s own cash flow is insufficient to finance planned growth projects\u2014such as startup, expansion, internationalization, new products, or production capacity\u2014and to leverage existing growth potential. It enables rapid and effective scaling and helps ensure you don\u2019t fall behind in the race for market share. Such financing options are relevant for various reasons, not just shortly after a company is founded.\n\nGrowth financing instruments include bank loans, equity financing from investors, public subsidy loans, and mezzanine capital.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What to do when banks refuse to provide capital during a corporate crisis?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"In critical situations where banks no longer provide fresh capital, financing solutions still exist: Asset-based lenders focus primarily on the market value of operating assets, not on the company\u2019s bottom line. Sale-and-lease-back enables a cash inflow from fixed assets necessary for operations. \n\nFactoring mobilizes receivables. Short-term measures such as shortening customer payment terms or extending supplier credit provide additional breathing room. Professional advice is indispensable during this phase.\n\nReverse factoring extends payment terms beyond those agreed upon with suppliers.\"\n    }\n  }]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Corporate Finance: Resilient Structures, Growth and Crisis Financing \u201cA man\u2019s wisdom is not measured by his experiences, but by his ability to gain experience.\u201dGeorge Bernard ShawIrish playwright and politician (1856\u20131950) Key Points at a Glance Corporate finance encompasses the raising of capital, its management, and the control of its use\u2014from startup through growth phases to <a href=\"https:\/\/www.bluemomentum-consulting.com\/en\/services\/corporate-finance\/\" class=\"more-link\">&#8230;<\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"parent":2237,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9452","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.bluemomentum-consulting.com\/en\/wp-json\/wp\/v2\/pages\/9452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bluemomentum-consulting.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bluemomentum-consulting.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bluemomentum-consulting.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bluemomentum-consulting.com\/en\/wp-json\/wp\/v2\/comments?post=9452"}],"version-history":[{"count":42,"href":"https:\/\/www.bluemomentum-consulting.com\/en\/wp-json\/wp\/v2\/pages\/9452\/revisions"}],"predecessor-version":[{"id":9541,"href":"https:\/\/www.bluemomentum-consulting.com\/en\/wp-json\/wp\/v2\/pages\/9452\/revisions\/9541"}],"up":[{"embeddable":true,"href":"https:\/\/www.bluemomentum-consulting.com\/en\/wp-json\/wp\/v2\/pages\/2237"}],"wp:attachment":[{"href":"https:\/\/www.bluemomentum-consulting.com\/en\/wp-json\/wp\/v2\/media?parent=9452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}